List the vehicles, drivers, and how they are used
Share who drives each vehicle, where it is kept, how it is used, and any changes in your household or commute. Personal and business use can have different insurance implications; tell your advisor if a vehicle is used for work, deliveries, or business errands.
Compare limits and vehicle protection
Review liability limits alongside collision and comprehensive options, deductibles, and any applicable exclusions. Consider what you could comfortably pay out of pocket and how you would replace or repair a vehicle after a covered loss. Actual benefits depend on policy terms.
Check the details before renewal
Compare the declarations page, listed drivers, vehicle details, discounts, and premium. Ask what changed and which available alternatives affect both cost and protection. A lower price can come with different limits, deductibles, or terms.
Prepared by Shield Assurance LLC. Arizona Property and Casualty License 3004255957.
Questions? Call 520.783.6332 or support@shield-assurance.com.