Describe the property and how it is rented
Provide the property address, construction details, number of units, occupancy, rental duration, and any short-term or seasonal use. Changes in use or vacancy can affect eligibility and policy terms, so disclose them promptly.
Compare building, contents, and liability terms
Review dwelling limits, other structures, landlord-owned furnishings or equipment, liability limits, deductibles, exclusions, and any loss-of-rents coverage terms. Ask what conditions must be met before benefits apply.
Keep the policy aligned as circumstances change
Tell the carrier or your advisor about renovations, a new lease arrangement, extended vacancy, or a change in ownership. Do not assume a homeowner policy automatically fits a rental. Availability, eligibility, and coverage depend on carrier underwriting and the issued policy.
Prepared by Shield Assurance LLC. Arizona Property and Casualty License 3004255957.
Questions? Call 520.783.6332 or support@shield-assurance.com.